Easypaisa Digital Bank Posts Record Profit Surge in First Half of 2026

ISLAMABAD: Easypaisa Digital Bank has reported a strong financial performance for the first half of 2026, with its Board of Directors approving financial results for the six months ended June 30.

The digital bank recorded a pre-tax profit of Rs8.26 billion, while profit after tax reached Rs5.78 billion. According to the bank, pre-tax profit increased by 2.27 times year-on-year, with earnings per share standing at Rs9.61.

The bank attributed the significant growth to an expanding customer base, higher transaction volumes, growth across core business segments and continued investment in employees and digital innovation.

Easypaisa’s total income increased by 30.50% year-on-year, while net markup income rose by 32.46% during the period. Fee-based income also recorded a 28.34% increase, mainly supported by payments, disbursements and insurance-related products.

As of June 30, 2026, Easypaisa Digital Bank’s total assets stood at Rs232.58 billion, while customer deposits increased by 67.37% year-on-year to Rs158.58 billion.

The bank’s gross loan portfolio reached Rs31.11 billion, while its capital adequacy ratio stood at 23.75%, highlighting its strong capital position and asset quality.

Meanwhile, global credit rating agency PACRA upgraded Easypaisa Digital Bank’s long-term rating to AA- on July 1, 2026, citing the bank’s financial strength, capital position and asset quality.

The latest results reflect Easypaisa Digital Bank’s continued expansion in Pakistan’s rapidly growing digital banking and financial services sector.